Africa's AI Wealth Agent

Your spare change,
working overnight.

Kishi watches your mobile money account. Every time you spend, it rounds up the difference and invests it automatically — no minimums, no friction, no thinking required.

600M+ Active mobile money accounts in Africa
$0 Minimum to start investing
24/7 Automated wealth building
Your Kishi Portfolio Live
Total Invested $847.32
M-Pesa Round-up +$1.24
Wave Transfer +$0.87
Orange Money +$2.10
3 transactions today AI optimizing

See it in action

See your spare change grow

Pick a spending pattern:

Your recent M-Pesa transactions (KES)

📱
→ — round-up
📱
→ — round-up
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→ — round-up
📱
→ — round-up
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→ — round-up

Start building wealth automatically.

Join the founding waitlist. Be among the first when Kishi launches.

No spam. No minimums. Just your money working while you sleep.

How it works

Three steps to automatic wealth

01

Connect your mobile money

Link your M-Pesa, Wave, or Orange Money account. Kishi reads transaction data to trigger round-ups in real time.

02

Round up every transaction

Spend $3.40 — Kishi invests the $0.60 difference. Spend $8.75 — it invests $0.25. It happens silently, every time.

03

AI builds your portfolio

Kishi's AI allocates across African equities, fixed income, and ETFs based on your spending patterns and financial goals.

Why Kishi is different

Wealth building should not require a salary

Traditional investing

  • $50 minimum to open an account
  • Complex KYC and paperwork
  • Requires active decisions every month
  • Designed for people who already have savings
  • No mobile money integration

Kishi

  • $0 minimum — start with your next purchase
  • Instant onboarding via your phone number
  • Fully automated — set it and forget it
  • Built for Africa's 600 million mobile money users
  • Connects directly to M-Pesa, Wave, Orange Money

What 6 months looks like

Compounding starts with $0.12

$0.70 Average round-up per transaction
5.2 Transactions per day, average user
$1,091 Invested in 6 months, before returns
14.8% Average portfolio return, 2025

Based on median African mobile money user transaction patterns. Past performance does not guarantee future results.

"The traditional financial system was designed for people who already had money. We designed Kishi for everyone else."

Africa leapfrogged banking. Now it's time to leapfrog investment minimums. Kishi is built for the 600 million people who skipped straight to mobile money — and deserve the same wealth-building tools as anyone else.